One of the best T mobil phones that is sleak and has a good speaker easy to use and you just hook to a computer and download music to you phone is the Katalist. It is offered as a free phone with a 2 year contract and has plenty of accessories available.
Hi, I recently bought a Motorola Rizr Z3 phone. I think it would be great for what you are looking for. I use my mostly for texting and music player. Has great sound quality, has a memory card slot, good picture quality, usb port, and is a slider phone. It does not have the qwerty keyboard so its much easier to use. Simple and compact but has all the features you are looking for. I love my phone and am glad I purchased it.
I think you should get the Motorola ROKR. This is a bar style phone built around music. I'm pretty sure it has USB and speaker phone and of course it has texting. Its a relatively new phone and sounds like a good fit for you.
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